๐ŸŒฑ Redesign in progress โ€” get early access

Learn how to think about money.

Finance games and lessons that teach you by making real decisions โ€” not memorizing definitions.

๐ŸงฎBudgeting๐Ÿ’ณCredit & debt๐ŸงพTaxes๐Ÿ“ˆInvesting๐Ÿ“ŠLessons
Be first in line for early access. No spam โ€” just one email when itโ€™s ready.
Or play a demo now โ€” freeSee everything
โœ“ No account to start
Investing SimulatorDot-Com era
Net worth
$2,180
Up $1,180 ยท goal $2,500
โ–ถ Advance month
MarketBuying power $840
SBUXStarbucks
$26+2.4%Trade
MSFTMicrosoft
$59+1.1%Trade
SPYS&P 500
$118-0.6%Trade
๐Ÿงฎ Budgeting Simulator
Balance
$1,420
Happiness ยท 14/20
Monthly budget
Housing$900
Transport$300
Insurance$150
Food$400
๐Ÿš—
Emergency: You crashed your car! โˆ’$250 ยท happy โˆ’3
๐Ÿ’ณ Credit & Debt Game
Debt
$2,000
Savings
$500
Debt over 6 months ยท compounds monthly
Debt cleared in 5 months โ€” nicely done.
๐Ÿ“ˆ Investing7% / yr
$400 / mo ยท 40 years
$1,048,760
Put in $192,000 ยท grows by $856,760
๐Ÿงฎ Budgeting Simulator
Intern
โœ“ Selected
$1,800 /mo
Supervisor
$2,000 /mo
Manager
๐Ÿ”’ Level 3
$3,000 /mo
CEO
๐Ÿ”’ Level 4
$7,000 /mo
๐Ÿ”ฅ Your progress
6๐Ÿ”ฅ
day streak
Lvl 3
1,240 XP
2/3
badges
Badges earned
โœ“ First Budgetโœ“ Debt-Free๐Ÿ”’ Tax Pro
๐Ÿงพ Tax Filing Game
Gross income $48,000
Standard deduction -$14,600
Taxable income $33,400
Tax owed ยท 10%+12%$3,776
Refund
$384
You overpaid a little โ€” the IRS gives it back.
๐Ÿ“Š Guided Lessons
C4fx=B4*(1+0.07)
A
B
C
D
3
Year 1
Year 2
Year 3
4
Balance
1,000
1,070
โ€ฆ
Type =B4*(1+0.07) in C4.
โ™ฅโ™ฅโ™ฅCheck
๐Ÿงฎ Budgeting Simulator1 of 4
Housing
Your parents kick you out ๐Ÿ‘‹
Evicted on Level 2 ๐Ÿ˜ฌ
$0
Live with roommates
โ™ฅโ™ฅโ™ฅ
$500
Live on your own
โ™ฅโ™ฅโ™ฅ
$1,000
Investing SimulatorDot-Com era
Net worth
$2,180
Up $1,180 ยท goal $2,500
โ–ถ Advance month
MarketBuying power $840
SBUXStarbucks
$26+2.4%Trade
MSFTMicrosoft
$59+1.1%Trade
SPYS&P 500
$118-0.6%Trade
๐Ÿงฎ Budgeting Simulator
Balance
$1,420
Happiness ยท 14/20
Monthly budget
Housing$900
Transport$300
Insurance$150
Food$400
๐Ÿš—
Emergency: You crashed your car! โˆ’$250 ยท happy โˆ’3
๐Ÿ’ณ Credit & Debt Game
Debt
$2,000
Savings
$500
Debt over 6 months ยท compounds monthly
Debt cleared in 5 months โ€” nicely done.
๐Ÿ“ˆ Investing7% / yr
$400 / mo ยท 40 years
$1,048,760
Put in $192,000 ยท grows by $856,760
๐Ÿงฎ Budgeting Simulator
Intern
โœ“ Selected
$1,800 /mo
Supervisor
$2,000 /mo
Manager
๐Ÿ”’ Level 3
$3,000 /mo
CEO
๐Ÿ”’ Level 4
$7,000 /mo
๐Ÿ”ฅ Your progress
6๐Ÿ”ฅ
day streak
Lvl 3
1,240 XP
2/3
badges
Badges earned
โœ“ First Budgetโœ“ Debt-Free๐Ÿ”’ Tax Pro
๐Ÿงพ Tax Filing Game
Gross income $48,000
Standard deduction -$14,600
Taxable income $33,400
Tax owed ยท 10%+12%$3,776
Refund
$384
You overpaid a little โ€” the IRS gives it back.
๐Ÿ“Š Guided Lessons
C4fx=B4*(1+0.07)
A
B
C
D
3
Year 1
Year 2
Year 3
4
Balance
1,000
1,070
โ€ฆ
Type =B4*(1+0.07) in C4.
โ™ฅโ™ฅโ™ฅCheck
๐Ÿงฎ Budgeting Simulator1 of 4
Housing
Your parents kick you out ๐Ÿ‘‹
Evicted on Level 2 ๐Ÿ˜ฌ
$0
Live with roommates
โ™ฅโ™ฅโ™ฅ
$500
Live on your own
โ™ฅโ™ฅโ™ฅ
$1,000
3
Interactive games
Budgeting, credit & taxes
7
Guided lessons
Checked as you type
4
Budgeting levels
Unlock as you clear them
A look inside

See what you'll be playing

A quick tour of the games and lessons โ€” swipe through real screens from the budgeting simulator, the credit and tax games, and the spreadsheet lessons.

Watch it snowball7% / yr
$130,232
You put in $60,000 ยท it grows by $70,232
Home

Watch your money snowball

Drag the sliders and see how a small monthly habit compounds into real money over the years.

Start free โ†’
1 / 10

Games

Playable right here in your browser
4 levels

Budgeting Simulator

Pick a job and lifestyle, set your monthly budget across housing, transport, insurance and food, then live a month of real spending calls and surprise emergencies. Keep your balance and happiness up to clear all four levels.

โœ“ Choose your job & monthly salary
โœ“ Split a real budget by category
โœ“ Weather surprise emergencies
Play now โ†’
Balance
$1,420
Happiness ยท 14/20
Monthly budget
Housing$900
Transport$300
Insurance$150
Food$400
๐Ÿš—
Emergency: You crashed your car! Deductible โˆ’$250 ยท happiness โˆ’3
Debt
$2,000
Savings
$500
Min / mo
$50
Debt over 6 months ยท interest compounds monthly
StartM1M2M3M4M5M6
Your monthly payment$400/mo
$457 still owed after 6 months โ€” interest is winning.
timed

Credit & Debt Game

Interest compounds on your balance every month. Make payments from your savings and race to clear a $2,000 card before six months run out โ€” drag the slider to feel how much the payment size matters.

โœ“ See interest snowball in real time
โœ“ Balance payments against savings
โœ“ Learn the true cost of minimums
worked example

Tax Filing Game

Work a real Form 1040 from the top down โ€” income, the standard deduction, and the tax you actually owe. Then set how much to withhold from each paycheck and watch it turn into a refund or a bill at filing time.

โœ“ See how taxable income is built
โœ“ Read a two-bracket tax calculation
โœ“ Tune withholding to refund or owe
Gross income$48,000
Standard deduction-$14,600
Taxable income$33,400
Tax owed ยท 10% + 12% brackets$3,776
Withheld per paycheck ยท 26/yr$145/check
Total withheld this year$3,770
You owe
$6
You underpaid through the year โ€” this is due when you file.
New ยท Investing Simulator

Learn to invest by trading real market history

Start with $1,000 and five years of real monthly prices. Buy and sell stocks, indexes and gold, react to the news as it breaks, and grow your net worth past the goal โ€” one advanced month at a time.

Investing SimulatorLevel 1 ยท Dot-Com era
โ–ถ Advance month
Net worth
$2,180โ–ฒ +118%
Up $1,180 from your $1,000 start ยท goal $2,500
Cash
$840
Investments
$1,340
To goal
$320
Month 22 / 60 ยท ends Feb 2003โ€” โ€” Goal $2,500
'99'00'01'02'03

Market

Buying power $840
Indexes
SPY
S&P 500
-0.6%
$118Trade
DIA
Dow Jones
+0.3%
$104Trade
GOLD
Gold
+0.9%
$23Trade
Tech & retail
MSFT
Microsoft
+1.1%
$59Trade
SBUX
Starbucks
+2.4%
$26Trade
MCD
McDonald's
-0.4%
$67Trade
GME
GameStop
+3.1%
$19Trade
GE
Gen. Electric
-1.2%
$41Trade
๐Ÿญ
More sectors unlock as you play

Your holdings

+$175
SBUX
18 shares ยท Starbucks
$468
+$90+23.8%
MSFT
12 shares ยท Microsoft
$708
+$84+13.5%
SPY
1 share ยท S&P 500
$118
-$3-2.5%
GOLD
2 shares ยท Gold
$46
+$4+9.5%
Total invested
$1,340
+$175+15.0%

Portfolio mix

Cash 39%Invested 61%
๐Ÿ“ˆ
Real market history
Trade five years of actual monthly prices โ€” every dip and rally really happened.
๐Ÿ›’
Buy, sell, hold
Move in and out of stocks, indexes and gold, and watch your net worth react.
๐Ÿ“ฐ
React to the news
Real headlines break as you play โ€” read the signal and reposition before the crowd.
๐Ÿ†
Beat the goal
Clear each era to unlock the next โ€” from the Dot-Com bubble to the 2008 crash.
Try it now ยท no sign-up

Try a Month of the Budgeting Simulator

Three quick decisions, right here. Keep your balance positive and your happiness up โ€” that's how you clear a level. Want the full thing? Play the real simulator โ†’

Balance
$2,400
Happiness ยท 12/20
Decision 1 / 3

Your fridge just died.

You need something to keep food cold this month.

Guided lessons

Seven walkthroughs, checked as you type
Questions

Everything you might be wondering

No catch, no cost, no sign-up. Here's the short version.

No. Jump straight into any game or lesson. Your progress saves right in your browser, so you can pick up where you left off without ever signing up.
๐ŸŒฑ The new Snowball is on its way

Be first in line for early access.

We're rebuilding Snowball into the best way to learn money by doing. Drop your email and we'll let you know the moment it's ready โ€” plus a first look at what's coming.

Be first in line for early access. No spam โ€” just one email when itโ€™s ready.
Snowball
Gamified financial education for everyone.